Category Archive For "Expat Insurance"
Does my insurance cover Covid-19 coronavirus?
As more cases of the Covid-19 coronavirus come to light, concern amongst the general public continues to increase. This is especially true for those living in or traveling to areas like China and other countries in East Asia. In this Pacific Prime Singapore article, we’ll answer the one question we’re asked the most these days: …
Why is individual health insurance more affordable than group health insurance?
Group health insurance tends to cost more than individual health insurance. With this in mind, it makes sense that small businesses would use individual health insurance to structure their health benefits. After all, it makes the money spent on health benefits go a long way. In this Pacific Prime Singapore article, we discuss how these …
Will health insurance cover you overseas?
When you’re planning your next getaway, you’re probably not thinking about what will happen if you get injured or sick. However, up to 65 percent of travelers experience a health problem while traveling. Depending on where you’re traveling to, your local health insurance may not suffice. In this Pacific Prime Singapore article, we’ll answer one …
Singapore fintech investments exceed SGD $1 billion
Investment in financial technology ventures, or fintech for short, in Singapore increased at a rapid rate over the first nine months of the year. Based on an Accenture analysis, the growth was primarily driven by fundraising with insurtech firms and payments startups, along with a change in direction towards more mature businesses. In this Pacific …
Singaporeans are living longer but struggle with skyrocketing medical costs
Singaporeans are living longer, but are struggling with hiking medical costs and health insurance inflation. The UN estimates that by 2035, 26% of Singaporeans will be over the age of 65 – more than double the 2015 figure of 11.7%. This finding, plus the fact that the fertility rate in Singapore stands at just 1.16, …
The ins and outs of emergency hospitalization insurance in Singapore
Do you know how emergency hospitalization insurance covers you, as an expat, in Singapore? How much and in what instances do you need to pay for ambulance services? When should you head for emergency care and when is it better to head to a local clinic and save a bunch of money on ambulance charges? …
What can I do to reduce my health insurance premiums?
While Singapore is among the top cities with the best healthcare systems in the world, the cost of treatment here is also one of the highest in the world. And the cost of healthcare is one of the major factors influencing health insurance premiums. For expats seeking private healthcare in Singapore, the cost of international …
Here’s how to get a cheaper newborn and senior health insurance
Living in Singapore as an expat can be costly, especially if you have family members that are dependent on you. Whether you have just welcomed a newborn baby to your family, or have an elderly family member living with you, health insurance premiums can be an issue. For instance, a maternity insurance plan only covers …
What is the cost of Singapore health insurance in 2018?
Bloomberg ranked Singapore’s healthcare system the most efficient in the world in 2014. Divided into a public sector with subsidized medical care for citizens and permanent residents, Singapore also has some world-class private hospitals for those who can afford them. So if you are an expat living in Singapore but not a permanent resident, your …
What is the most cost-effective health insurance type?
When choosing insurance, we all want to make sure that we get great benefits for the price we pay. We also know that health insurance can be tricky – in terms of understanding the terminology, exclusions, and the conditions of plans. How do we know what the most cost-effective health insurance is, based on our …
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