Orthodontics in Singapore and your dental insurance
Over the past 20 years, dental health awareness in Singapore has improved dramatically due to the emphasis on oral health education in schools across the city-state. But dental care here can be costly and a trip to the dentist can cause a dent in your budget – especially if you have orthodontic-related work done. In this Pacific Prime Singapore article, we’ll take a closer look at orthodontics in the Lion City, including how much they cost and ways to cover them (i.e. ‘Medishield’ or dental insurance).
What is orthodontics?
Before we look into the cost of orthodontics and whether orthodontic work is covered by dental insurance in Singapore, it would first be a good idea to define what orthodontics is. Generally speaking, this is a specialized type of dental care that deals specifically with correcting teeth or jaws that are misaligned. In the vast majority of cases, orthodontic work is related to the application of braces to align teeth correctly. In other cases, you will see retainers or splints that help to train the jaw to close or realign in a more natural way.
You might recall as a young child having to go see the orthodontist about braces or having a friend wearing those silver rail track-like wiring on their teeth when they were teens. In truth, orthodontic work, while typically done in childhood, can be carried out at any time and can be used to correct things like:
- Crooked teeth
- Weird spacing with teeth
- And more
In many cases, it might not seem like correcting your teeth with braces is necessary. But, according to Expat Living Singapore, aligning your teeth can greatly benefit both your smile and overall health. When teeth are widely spaced or misaligned, there’s a probability that the gums can become inflamed and red, possibly leading to periodontal disease. As the costs of braces in Singapore can quickly add up and the risk of hospitalization is raised, having dental insurance ensures that any orthodontic issues be dealt with without paying out of pocket.
How much does orthodontic work cost in Singapore?
Are you looking for cheap braces in Singapore? Like all other dental care and medical care for that matter, the cost of orthodontics in Singapore will vary depending on the clinic you go to. In general, you have two options: public or private clinics. The former is run by the SingHealth and the National Dental Centre of Singapore, while the former by dentists and practitioners.
If you’re wondering how much braces cost in Singapore, then you should know that they can vary not only on which clinic you go to, but also on the type of dental care you receive. The first step is to have a consultation with your orthodontist, who will assess your oral health and propose a treatment plan.
Based on consultation figures from the National Dental Centre Singapore, private and non-residents can expect charges of SGD $97 to SGD $194. There is also a subsidized rate of SGD $48 to SGD $66. These charges include consultation fees, sterile dental supplies, and disposables for treatment.
Below are some of the average fees for dental treatment in SGD paid by private patients in public institutions, and is inclusive of laboratory fees and GST:
|Institutions/ Conditions||Crowns (Capping) – Single Unit (SGD)||Full Dentures – Per Arch
|Impacted Wisdom Tooth Surgery
|Root Canal Treatment (Molar Tooth) (SGD)|
|Changi General Hospital||$758||$555||$998||$886|
|Khoo Teck Puat Hospital||$850||$750||$815||$850|
|National Dental Centre Singapore||$829 – $1,057||$821 – $1,269||$910||$860|
Take note: The average fees above are for the period between 1 July 2018 – 30 June 2019, which is the latest price information available on the Ministry of Health (MOH) website as of 16 September 2022. Should you wish to find out the most up to date information, please check with the institutions directly.
Is orthodontics in Singapore covered by Medishield?
From the prices mentioned above, it is clear that the cost of braces in Singapore and other orthodontics are not cheap, and can quickly spiral if you have further complications or require follow up care. This can be made even more so should you have more than one child or person in your family who needs to receive treatment.
While Permanent Residents and Citizens in Singapore have access to Medishield which can be used to offset the costs of regular dental treatment, this plan can not be used for orthodontic work. This means that should you need to see an orthodontist in Singapore you will be paying out of pocket, or need to secure dental insurance.
What about coverage of orthodontics by dental insurance in Singapore?
Dental insurance is available in Singapore, however, it is rare to find a stand-alone dental insurance plan. Instead, you will need to secure a health insurance plan with dental cover added to it. In general, there are two types of dental insurance coverage available with health insurance plans:
- Routine dental – covers regular dental treatment like cleaning, x-rays, fillings, etc.
- Major dental – covers more expensive treatments like orthodontics, bridgework, gingivitis treatment, etc.
If you have employee insurance already provided by your employer, then topping up the existing plan with dental benefits may be an alternative option.
What is the best option for orthodontic work in Singapore?
In other words, if you are looking for dental insurance in Singapore that covers orthodontics you will need to look for a plan that covers major dental. These plans are usually more costly as the care they cover tends to be on the higher end of costs. When you do start looking for dental insurance, it is important to know a few things:
- Waiting periods: Firstly, almost all health plans with dental coverage will include waiting periods of 6 to 12 months for more costly treatment. This time must pass before the insurer will accept claims for dental treatment received.
- Reimbursement model: You should also be aware that many plans that cover orthodontics in Singapore work on a reimbursement model, meaning you will be required to pay first and then submit a claim to the insurer.
- Limits on type of care: Other plans will also include strict limits on this type of care so it is important to read and understand the plan’s terms and conditions thoroughly before purchasing it.
As well as dental insurance plans, there are also many other plans that Pacific Prime Singapore can offer. Here are a few plans listed on our website:
- International Health Insurance
- Family Health Insurance
- Maternity Insurance
- Pre-existing Conditions Insurance
If you are looking for dental cover in Singapore, why not give Pacific Prime Singapore a call? Our knowledgeable team of insurance experts can help you find a plan that meets your needs today.
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