Group health insurance plans will usually cover the bare minimum requirement. This means that, typically, your employer-provided plan will not provide sufficient medical coverage. With top-up health insurance plans, you can get additional coverage benefits that cater to your medical needs.
Employment changes can leave massive gaps in coverage due to the lack of portability in group health insurance plans. You’ll be able to stay covered while switching jobs with top-up health insurance.
Medical benefits provided by your company may only fully cover some surgical treatments and not others. Top-up health insurance can be purchased to cover surgical benefits that your company plan is lacking.
If you are in need of additional benefits that are not provided by your current policy, you can purchase these benefits with a top-up health insurance plan. Additional benefits can include maternity benefits, dental benefits, mental health benefits, and more.
| The cost of treatments at private hospitals in Singapore | |
|---|---|
| Description | Total Bill (SGD)* |
| Heart Bypass | $81,338 |
| Ovarian Growth Removal | $27,267 |
| Respiratory Infection Treatment (with severe complications) |
$39,960 |
| Hospitalization due to Stroke and Other Cerebrovascular Disorders (with severe complications) |
$49,030 |
| Expansion of Blocked Heart Vessels | $60,852 |
| Source: The Ministry of Health’s website [Accessed 11/5/2020] * The prices mentioned above do not represent the final bill for every patient. For the most accurate and comprehensive estimate of your bill, please contact your healthcare provider |
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