What do Singapore expat medical insurance plans cover?
A solid expat medical insurance plan should safeguard you against the costs of a wide range of medical conditions. Since every individual has their own unique health requirements, it is advisable to structure your own plan to cater to those needs so that every penny in your premium is well spent. Below are some of the most popular benefits in an expat medical insurance plan:
Inpatient and outpatient treatments
Emergency evacuation and repatriation
CT, PET, and MRI scans
Second medical opinion services
Pre-existing condition coverage
Newborn child care
How do I secure the best expat medical insurance plan in Singapore?
If you want to compare different medical plans on the market, here are a few questions you can ask to help you make a sound decision:
1. Does the plan meet my health needs?
Addressing our health needs is the prime reason why we chose to take out a health insurance plan in the first place. Thus, instead of opting for the cheapest plan, we should instead check whether the coverage is adequate to address our health needs. For example, if you expect that you may need frequent hospital treatments in the coming years, inpatient benefits should be your main concern.
2. What are the benefits and exclusions?
Reading the terms and conditions thoroughly is a must as it gives you an idea of the benefits, limits, and exclusions of your plan. It is also a very useful reference when you want to know whether the plan is worth the premium.
3. Are pre-existing conditions covered?
Chronic medical conditions and pre-existing conditions are usually excluded from medical insurance plans as they are linked to higher medical costs. If you are already suffering from a health condition, it is essential that you compare pre-existing condition coverages on different medical insurance plans.
What is the cost of expat health insurance in Singapore?
If you want to know the cost of expat health insurance in Singapore, you have come to the right place. Our annual Cost of International Health Insurance Report is a compendium of knowledge about global insurance trends and contains useful findings and experts’ analyses.
Need help finding an expat health insurance plan?
The most cost-effective way to find the best expat medical insurance policy is to engage the services of a reliable insurance broker like Pacific Prime. Drawing upon our 20 years of experience, Pacific Prime partners with renowned global insurers and delivers bespoke insurance solutions to over 120,000 individual clients both in Singapore and worldwide.
Click the ‘Get a Quote’ button below to receive a free price quote.