{"id":4398,"date":"2026-10-19T09:00:00","date_gmt":"2026-10-19T01:00:00","guid":{"rendered":"https:\/\/www.pacificprime.sg\/blog\/?p=4398"},"modified":"2026-10-06T14:22:56","modified_gmt":"2026-10-06T06:22:56","slug":"top-international-health-insurance-for-expats-living-in-singapore","status":"publish","type":"post","link":"https:\/\/www.pacificprime.sg\/blog\/top-international-health-insurance-for-expats-living-in-singapore\/","title":{"rendered":"Top 8 International Health Insurance Options for Expats in Singapore"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Singapore\u2019s world-class healthcare, vibrant lifestyle, and modern infrastructure make it a premier global hub for expats. Navigating health insurance options is essential for anyone relocating to or living in the Lion City to ensure seamless access to top-tier care.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">This guide highlights the key benefits of <\/span><a href=\"https:\/\/www.pacificprime.sg\/international-health-insurance-pacific-prime-insurance-brokers\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\">, compares <\/span><b>best health insurance in <\/b><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-singapore-expats\/\"><b>Singapore<\/b><\/a><span style=\"font-weight: 400;\">, and details available plan tiers, coverage limits, and estimated premiums to help you choose the right policy.<\/span><\/p>\n\n\n<div class='code-block code-block-1' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/plans\/individual-health-insurance\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-774\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2022\/12\/WP-Banner-revamp-final-20221207_1.-Single-final.jpg\" alt=\"Individual health insurance blog\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Best International Health Insurance Providers in Singapore<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. <span style=\"color: revert; font-size: revert;\">Allianz Care<\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\"><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Renowned for comprehensive international plans and vast global hospital networks, <\/span><a href=\"https:\/\/www.pacificprime.sg\/insurers\/allianz\/\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/a><span style=\"font-weight: 400;\"> is ideal for families, frequent travelers, and professionals seeking extensive worldwide coverage, flexible solutions, and seamless claims processing.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Care Base<\/b><span style=\"font-weight: 400;\"> Coverage up to USD $1,350,000<\/span><\/li>\n\n\n\n<li><b>Care Enhanced<\/b><span style=\"font-weight: 400;\">: Coverage up to USD $2,700,000<\/span><\/li>\n\n\n\n<li><b>Care Signature<\/b><span style=\"font-weight: 400;\">: Coverage up to USD $5,000,000<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $2,000\u2013$5,000 depending on age and coverage level<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. Cigna Global<\/h3>\n\n\n\n<ol class=\"wp-block-list\"><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.pacificprime.sg\/insurers\/cigna\/\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/a><span style=\"font-weight: 400;\"> offers flexible, modular plans featuring exceptional outpatient and mental health benefits. Designed for mobile lifestyles, its broad international network ensures premium care wherever you travel.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Silver<\/b><span style=\"font-weight: 400;\">: Coverage up to USD $1,000,000<\/span><\/li>\n\n\n\n<li><b>Gold<\/b><span style=\"font-weight: 400;\">: Coverage up to USD $2,000,000<\/span><\/li>\n\n\n\n<li><b>Platinum<\/b><span style=\"font-weight: 400;\">: Unlimited coverage<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $2,500\u2013$6,000 based on plan and region<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. Liberty Insurance Singapore<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Leveraging deep local expertise, <\/span><a href=\"https:\/\/www.pacificprime.sg\/insurers\/liberty-insurance\/\"><span style=\"font-weight: 400;\">Liberty Insurance Singapore<\/span><\/a><span style=\"font-weight: 400;\"> delivers tailored expat plans incorporating inpatient, outpatient, maternity, and mental health coverage backed by personalized customer service.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Essential<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $2,000,000<\/span><\/li>\n\n\n\n<li><b>Extensive<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $4,000,000<\/span><\/li>\n\n\n\n<li><b>Elite<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $6,000,000<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums:<\/span><\/i><span style=\"font-weight: 400;\"> SGD $1,800\u2013$4,800 depending on benefits and age<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. April International<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Focusing on holistic and preventive health, <\/span><a href=\"https:\/\/www.pacificprime.sg\/insurers\/april-insurance-singapore\/\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\"> covers dental, maternity, and chronic conditions. It features intuitive digital tools for effortless policy management and claims.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Essential<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $2,000,000<\/span><\/li>\n\n\n\n<li><b>Extensive<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $4,000,000<\/span><\/li>\n\n\n\n<li><b>Elite<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $6,000,000<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $2,000\u2013$5,500, depending on modules and deductible<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. MSIG Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.pacificprime.sg\/insurers\/msig\/\"><span style=\"font-weight: 400;\">MSIG Insurance<\/span><\/a><span style=\"font-weight: 400;\"> provides dependable, budget-friendly <\/span><b>healthcare options for expats in Singapore<\/b><span style=\"font-weight: 400;\">. Their plans deliver robust core coverage, including inpatient, outpatient, maternity, and mental health support.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Elite<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $900,000<\/span><\/li>\n\n\n\n<li><b>Deluxe<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $1,500,000<\/span><\/li>\n\n\n\n<li><b>Platinum<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $3,000,000<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $1,200\u2013$3,800 depending on age and plan tier<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6. HSBC Life<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.pacificprime.sg\/insurers\/hsbc-life\/\"><span style=\"font-weight: 400;\">HSBC Life<\/span><\/a><span style=\"font-weight: 400;\"> combines health protection with financial security, integrating technology into modern international plans tailored for tech-forward expats.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Life Treasure III<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $300,000 (with multiplier)<\/span><\/li>\n\n\n\n<li><b>Term Protector<\/b><span style=\"font-weight: 400;\">: Flexible coverage up to SGD $1,000,000+<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $1,500\u2013$4,500 depending on age and riders<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><i><span style=\"font-weight: 400;\">*Note: The Life Treasure III and Term Protector plans are primarily life insurance protection plans that come with an international area of coverage, and are not necessarily international private medical insurance plans.<\/span><\/i><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Sompo Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.pacificprime.sg\/insurers\/sompo\/\"><span style=\"font-weight: 400;\">Sompo Insurance<\/span><\/a><span style=\"font-weight: 400;\"> features flexible, adaptable coverage zones and strong provider partnerships, delivering reliable protection and responsive support tailored to varying expat needs.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>MyHealth Essential<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $2,000,000<\/span><\/li>\n\n\n\n<li><b>MyHealth Extensive<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $4,000,000<\/span><\/li>\n\n\n\n<li><b>MyHealth Elite<\/b><span style=\"font-weight: 400;\">: Coverage up to SGD $6,000,000<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $2,000\u2013$5,000 depending on add-ons and underwriting<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">8. Raffles Health International<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Partnering directly with premier local facilities like<\/span> <a href=\"https:\/\/www.pacificprime.sg\/insurers\/rhi-bupa\/\"><span style=\"font-weight: 400;\">Raffles Health International<\/span><\/a><span style=\"font-weight: 400;\">, this provider offers customized, high-quality care designed specifically around the Singaporean healthcare ecosystem.<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Worldwide Health Options<\/b><span style=\"font-weight: 400;\">: Modular plans with customizable limits<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Typical coverage<\/span><\/i><span style=\"font-weight: 400;\">: USD $1,000,000\u2013$3,000,000<\/span><\/li>\n\n\n\n<li><i><span style=\"font-weight: 400;\">Estimated annual premiums<\/span><\/i><span style=\"font-weight: 400;\">: SGD $2,500\u2013$6,500 depending on modules and region<\/span><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Start Your Insurance Journey with Pacific Prime<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Pacific Prime Singapore simplifies your search for <\/span><a href=\"https:\/\/www.pacificprime.sg\/international-health-insurance-pacific-prime-insurance-brokers\/\"><span style=\"font-weight: 400;\">international health<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/family-health-insurance\/\"><span style=\"font-weight: 400;\">family<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.pacificprime.sg\/expat-health-insurance\/\"><span style=\"font-weight: 400;\">expat coverage<\/span><\/a><span style=\"font-weight: 400;\">. Our expert team explains options clearly, compares top insurers, and customizes plans to fit your lifestyle, supporting you through application and renewal.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.pacificprime.sg\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today for a free, no-obligation comparison!<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Local Contact Information<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Pacific Prime Singapore<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Address: 18 Cross #09-02, 18 Cross Street, Singapore 048423<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Tel: +65 6536 6173<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1791267518913\"><strong class=\"schema-faq-question\">What key features should expats prioritize in a Singapore health insurance plan?<\/strong> <p class=\"schema-faq-answer\">Expats should prioritize inpatient and outpatient care, emergency evacuation, specialist visits, and diagnostic tests. Comprehensive plans also cover mental health, dental, maternity, vision, and offer global portability for travel or future relocation.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791267526744\"><strong class=\"schema-faq-question\">Which Singapore hospitals offer direct billing for international insurance?<\/strong> <p class=\"schema-faq-answer\">Top facilities accepting global plans include Mount Elizabeth, Gleneagles, Parkway East, Farrer Park, and Raffles Medical Group. Strong international networks enable direct billing at these sites, saving you from upfront payments and reimbursement delays.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1791267536072\"><strong class=\"schema-faq-question\">What are the main benefits of global health insurance for expats in Singapore?<\/strong> <p class=\"schema-faq-answer\">Global health insurance lets expats access top-tier care anywhere in the world. Key benefits include 24\/7 multilingual support, easy digital claims, coverage for complex conditions, and seamless protection for frequent travelers, families, and relocating professionals.<\/p> <\/div> <\/div>\n\n\n<div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-781\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2019\/06\/PPSG_Gen_02.jpg\" alt=\"Get an Insurance quote banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Singapore\u2019s world-class healthcare, vibrant lifestyle, and modern infrastructure make it a premier global hub for expats. Navigating health insurance options is essential for anyone relocating to or living in the Lion City to ensure seamless access to top-tier care. This guide highlights the key benefits of international health insurance, compares best health insurance in Singapore, &#8230;<\/p>\n","protected":false},"author":61,"featured_media":4400,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[3,2],"tags":[767,3073,3074,768,38,40,348,41],"class_list":["post-4398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-insurance","tag-ban_sin","tag-best-health-insurance-singapore","tag-best-medical-insurance-in-singapore","tag-cta_gen","tag-health-insurance","tag-international-health-insurance","tag-international-health-insurance-singapore","tag-international-medical-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top 8 International Health Insurances for Expats in Singapore<\/title>\n<meta name=\"description\" content=\"Get to know top international health insurance for expats living in Singapore such as Allianz Care, Cigna Global, and IMG Global.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.sg\/blog\/top-international-health-insurance-for-expats-living-in-singapore\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 8 International Health Insurances for Expats in Singapore\" \/>\n<meta property=\"og:description\" content=\"Get to know top international health insurance for expats living in Singapore such as Allianz Care, Cigna Global, and IMG Global.\" \/>\n<meta property=\"og:url\" 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She has a Bachelor\u2019s Degree in Communication Arts from De La Salle University, which provided her with foundational skills in news writing, TV and film production, photography, and media. She has worked in different industries, including journalism, editorial, social work, fintech, beauty and eCommerce, providing a variety of digital works not limited to social media content, blogs, articles and presentation decks. At Pacific Prime, Grace focuses on simplifying complex concepts on international health insurance to make these topics easily accessible and understandable for our target audience. Being a Filipino born in Hong Kong, she understands the struggles of most immigrants and expats in finding the right insurance solutions while in another country. Her goal is to redefine most people\u2019s perception of insurance, that it is an investment for one\u2019s protection and future. In her spare time, Grace is either at home or at Hong Kong Disneyland. She loves reading, watching movies and K-dramas, and attending dance classes.","url":"https:\/\/www.pacificprime.sg\/blog\/author\/grace\/"},{"@type":"Question","@id":"https:\/\/www.pacificprime.sg\/blog\/top-international-health-insurance-for-expats-living-in-singapore\/#faq-question-1791267518913","position":1,"url":"https:\/\/www.pacificprime.sg\/blog\/top-international-health-insurance-for-expats-living-in-singapore\/#faq-question-1791267518913","name":"What key features should expats prioritize in a Singapore health insurance plan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Expats should prioritize inpatient and outpatient care, emergency evacuation, specialist visits, and diagnostic tests. Comprehensive plans also cover mental health, dental, maternity, vision, and offer global portability for travel or future relocation.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.pacificprime.sg\/blog\/top-international-health-insurance-for-expats-living-in-singapore\/#faq-question-1791267526744","position":2,"url":"https:\/\/www.pacificprime.sg\/blog\/top-international-health-insurance-for-expats-living-in-singapore\/#faq-question-1791267526744","name":"Which Singapore hospitals offer direct billing for international insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Top facilities accepting global plans include Mount Elizabeth, Gleneagles, Parkway East, Farrer Park, and Raffles Medical Group. 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