{"id":3049,"date":"2022-03-14T14:47:53","date_gmt":"2022-03-14T06:47:53","guid":{"rendered":"https:\/\/www.pacificprime.sg\/blog\/?p=3049"},"modified":"2022-03-14T14:47:53","modified_gmt":"2022-03-14T06:47:53","slug":"your-guide-to-pregnancy-maternity-care-and-insurers-in-singapore","status":"publish","type":"post","link":"https:\/\/www.pacificprime.sg\/blog\/your-guide-to-pregnancy-maternity-care-and-insurers-in-singapore\/","title":{"rendered":"Your guide to pregnancy, maternity care, and insurers in Singapore"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019re planning to be pregnant in one of the most expensive cities in the world *cough Singapore cough*, then the chances are that you\u2019ll be pretty concerned about the exorbitant costs of maternity care and delivery (amongst other costs associated with raising a child). This is why <\/span><a href=\"https:\/\/www.pacificprime.sg\/\"><span style=\"font-weight: 400;\">Pacific Prime Singapore<\/span><\/a><span style=\"font-weight: 400;\"> highly recommends looking into a maternity insurance plan and will tell you exactly what you need to be asking your insurer to ensure you\u2019re adequately covered.\u00a0<\/span><\/p>\n<p><b>A word of reminder:<\/b><span style=\"font-weight: 400;\"> Most maternity insurance plans come with a \u201cwaiting period\u201d (or the period of time between buying the plan and being able to use the plan) of at least 10-12 months, which essentially means you need to secure a plan before you get pregnant.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-2' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/health-guides\/2019-maternity-insurance-guide\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=couple\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-776\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2024\/07\/SEO-banner-General-expat.webp\" alt=\"Insurance for couples banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Some questions to ask your insurer when you\u2019re pregnant<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To make sure everything is crystal clear from Day 1 and avoid unwanted surprises down the line, make sure you ask your insurer plenty of questions upfront on what is and isn\u2019t covered. Don\u2019t be afraid to consult your GP on the different scenarios and the corresponding treatments required, and also take the time to do your own research. Here are some questions to help you get the ball rolling:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>What is my copay for the standard appointments during prenatal care? Is there a copay for any extra visits to my doctor during prenatal care? <\/b><span style=\"font-weight: 400;\">Ask these questions so you\u2019re clear on how much you\u2019ll be paying out of pocket.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Which prenatal screenings are covered? <\/b><span style=\"font-weight: 400;\">Are there any particular screenings that you\u2019ve been recommended by your general practitioner (GP) due to certain risk factors? Make sure those, in particular, are covered.<\/span><\/li>\n<li aria-level=\"1\"><b>Does my plan cover breast pumps, childbirth classes, or doula\/midwife care? <\/b><span style=\"font-weight: 400;\">This is an important question to ask as these don\u2019t strictly come under essential medical care, but can still be quite heavy on the wallet.<\/span><\/li>\n<li aria-level=\"1\"><b>What is the difference between vaginal birth coverage and C-section coverage? <\/b><span style=\"font-weight: 400;\">This is something you\u2019ll need to find out &#8211; especially if you have your heart set on one type of delivery over the other.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Are the expenses of an at-home birth, water birth, midwife, or doula covered?<\/b><span style=\"font-weight: 400;\"> If you\u2019re inclined to opt for alternative birthing, you definitely want to be checking your insurer\u2019s stance on them.<\/span><\/li>\n<li aria-level=\"1\"><b>Are pregnancy complications covered?<\/b><span style=\"font-weight: 400;\"> Nobody likes to think that they\u2019ll have a complicated pregnancy, but this is a possible eventuality that everyone needs to consider.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Do I need a referral from my primary care doctor to see a specialist in the event of complications? <\/b><span style=\"font-weight: 400;\">After all, you\u2019ll want to ensure that seeing a specialist when you need it will be easy and effortless.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Is late-term <\/b><b>covered?<\/b><span style=\"font-weight: 400;\"> Again, this is an unfortunate situation and one that most people don\u2019t think about when planning a pregnancy. However, it\u2019s one that everyone needs to consider.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>What kind<\/b><b> of coverage do I have if I deliver a premature baby? <\/b><span style=\"font-weight: 400;\">Typically, premature babies and\/or those born with health problems have to be in a neonatal intensive care unit (NICU), which can be very expensive and quickly add up.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Can I add my baby to my healthcare plan? <\/b><span style=\"font-weight: 400;\">You might be able to add your baby to your plan if you\u2019re already covered or apply for marketplace coverage up to 60 days after the baby\u2019s birth if you don\u2019t have an insurance plan.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Do I have to contact the health insurance company when I&#8217;m admitted to the hospital for labor and delivery?<\/b><span style=\"font-weight: 400;\"> Note that some plans will make you pay if you don\u2019t inform the insurer.<\/span><\/li>\n<li aria-level=\"1\"><b>Do I have coverage if my baby needs to stay in the hospital? How long of a hospital stay will the plan cover after delivery?<\/b><span style=\"font-weight: 400;\"> You\u2019ll want to know if your plan covers an extended hospital stay, if medically necessary.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Do costs for the baby in the hospital count towards my individual out-of-pocket max or family out-of-pocket max? <\/b><span style=\"font-weight: 400;\">This is another good question to ask to understand the technical aspects of your plan.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\"><\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\"><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Download the Singapore Maternity Insurance Guide today!<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As you might have guessed, maternity insurance isn\u2019t a piece of cake. To help you with your research, <\/span><a href=\"https:\/\/www.pacificprime.sg\/\"><span style=\"font-weight: 400;\">Pacific Prime Singapore<\/span><\/a><span style=\"font-weight: 400;\"> has a <\/span><a href=\"https:\/\/www.pacificprime.sg\/maternity-insurance-guide\"><span style=\"font-weight: 400;\">Maternity Insurance Guide<\/span><\/a><span style=\"font-weight: 400;\"> outlining the popular maternity hospitals, the costs of pre-natal, delivery, and post-natal care, as well as key maternity insurance terms, benefits, and tips. In fact, our <\/span><a href=\"https:\/\/www.pacificprime.sg\/maternity-insurance-guide\"><span style=\"font-weight: 400;\">2022-2023 edition<\/span><\/a><span style=\"font-weight: 400;\"> also has information on NICU costs, assisted conception, and the COVID-19 pandemic and international maternity coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like to learn more about maternity insurance in Singapore or would like to secure a plan, you\u2019re welcome to reach out to our team of expert and impartial advisors. Rest assured, you\u2019ll be in good hands as we take the time to understand your needs, recommend the best <\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/maternity-insurance-singapore\/\"><span style=\"font-weight: 400;\">maternity insurance<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/maternity-insurance\/newborn-health-insurance\/\"><span style=\"font-weight: 400;\">newborn insurance<\/span><\/a><span style=\"font-weight: 400;\"> options, and empower you to make an informed decision. What\u2019s more, we also provide support throughout your maternity insurance journey.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.sg\/contact-us\"><span style=\"font-weight: 400;\">Contact us today<\/span><\/a><span style=\"font-weight: 400;\"> to get started!<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-781\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2019\/06\/PPSG_Gen_02.jpg\" alt=\"Get an Insurance quote banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re planning to be pregnant in one of the most expensive cities in the world *cough Singapore cough*, then the chances are that you\u2019ll be pretty concerned about the exorbitant costs of maternity care and delivery (amongst other costs associated with raising a child). This is why Pacific Prime Singapore highly recommends looking into &#8230;<\/p>\n","protected":false},"author":21,"featured_media":3050,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[3,2],"tags":[771,768,2374,167,2375,472,2373,259],"class_list":["post-3049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-insurance","tag-ban_cou","tag-cta_gen","tag-maternity-care","tag-maternity-insurance","tag-newborn-care","tag-newborn-insurance","tag-pregnancy","tag-singapore"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Your Guide to Pregnancy, Maternity Care, and Insurers in Singapore<\/title>\n<meta name=\"description\" content=\"Planning for a baby in one of the most expensive cities in the world? 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