{"id":267,"date":"2017-02-10T08:02:12","date_gmt":"2017-02-10T00:02:12","guid":{"rendered":"http:\/\/www.pacificprime.sg\/blog\/?p=267"},"modified":"2023-08-04T17:05:31","modified_gmt":"2023-08-04T09:05:31","slug":"dental-insurance-singapore","status":"publish","type":"post","link":"https:\/\/www.pacificprime.sg\/blog\/dental-insurance-singapore\/","title":{"rendered":"The ins and outs of dental insurance in Singapore"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">They start off as temporary but by the time we\u2019re adults our teeth will be the only ones we get. We depend on them for a lot; they help us eat, speak, and make our smiles look good. The fact that we can\u2019t grow\u00a0new adult teeth, however, means we should definitely prioritize their care. Dentist visits can be very expensive, even in Singapore, so we\u2019d recommend securing some form of <\/span><span style=\"font-weight: 400;\">dental insurance<\/span><span style=\"font-weight: 400;\"> while you\u2019re there. <\/span><\/p>\n<p><!--more--><\/p>\n<h2><span style=\"font-weight: 400;\">Dental care costs in Singapore<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Singapore can have some fairly high dental care costs, especially when compared to well known dental tourism countries such as <\/span><a href=\"https:\/\/www.choice.com.au\/health-and-body\/dentists-and-dental-care\/dental-treatment\/articles\/the-rise-of-dental-tourism\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Malaysia and Thailand<\/span><\/a><span style=\"font-weight: 400;\">. The average fee for dental procedures in Singaporean institutions are readily accessible via the <\/span><a href=\"https:\/\/www.moh.gov.sg\/content\/moh_web\/home\/costs_and_financing\/Dental_Fee_Info.html\"><span style=\"font-weight: 400;\">Ministry of Health<\/span><\/a><span style=\"font-weight: 400;\"> websites, and include the following figures (in SGD): <\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Procedure<\/b><\/td>\n<td><b>Public Institution<\/b><\/td>\n<td><b>Private Institution<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Crowns (capping)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$650 &#8211; $786<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$400 &#8211; $2,140<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Implants (per unit)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$1,600 &#8211; $1,944<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000 &#8211; $4,815<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Orthodontics (braces)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$3,000 &#8211; $4,870<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$2,000 &#8211; $10,700<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Full Dentures (per arch)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$521 &#8211; $707<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$150 &#8211; $2,140<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Root Canal (molar)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$678 &#8211; $815<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$400 &#8211; $1,605<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">While some of these procedural costs may look quite reasonable, it is worth noting that many are charged at a \u2018per unit\/tooth\u2019 rate. If you find that you have multiple teeth needing attention, these costs can definitely stack up quickly. It\u2019s for this reason that many people are looking to include dental insurance benefits in order help out with the potential costs of treatment.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/plans\/family-health-insurance\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=family\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-777\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2024\/07\/SEO-Banner-General.webp\" alt=\"Family insurance banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Dental insurance in Singapore<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The most important thing to note about dental coverage is that there are no comprehensive, standalone plans. This means good dental coverage is only available as an add on to a medical insurance policy. Called a \u2018rider\u2019, these additional coverage benefits are available for an extra cost to an existing health insurance policy, but dental riders should be considered a necessity for ensuring oral health. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dental insurance itself focuses mainly on health maintenance and preventative work, although the exact benefits may vary from insurer to insurer. In general, you can expect your plan to cover you for filling procedures, crown work or when you require root canal treatments. Check-ups, exams and x-ray fees are also handy benefits that are often included in your dental plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Also, exclusions for dental plans will likely be procedures that fall into the cosmetic category of procedures. Teeth whitening, for example, is commonly excluded from coverage, however treatments like cleaning and polishing (which can make your teeth whiter) are considered not cosmetic by insurers, and are therefore covered. As with any insurance policy, it pays to read the details or contact your broker or insurer if you\u2019re unsure about coverage. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finally, orthodontics care will usually only be covered by more comprehensive dental plans in Singapore. Considering that orthodontics is one of the more costly forms of dental care available, it is definitely worth considering if it\u2019s necessary to include it with your coverage. <\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Getting insurance for dental care<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">What you should ask yourself most of all when looking for any insurance is: do I need it, and what do I really need coverage for? If you have generally good oral hygiene, then perhaps a comprehensive plan might be more than what you need. Those of you who travel a lot might also want to consider switching to an international medical plan with a dental rider in order to have coverage wherever you go. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019ve decided that you do need some good dental insurance coverage in Singapore, then your best option for finding it is to go through a broker who can help you find a health insurance plan with a dental rider added on to it. <\/span><a href=\"https:\/\/www.pacificprime.sg\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Pacific Prime Singapore<\/span><\/a><span style=\"font-weight: 400;\"> is an experienced intermediary who specializes in full medical insurance solutions, international plans and providing ongoing support to their clients both during sales, claims and renewals time. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Their expert advisers have more than 15 years\u2019 experience in both Singapore and the rest of the world, and can work with you to ensure the dental coverage you purchase will meet your health and budgetary needs. For a free quote, or even just some insurance advice, <\/span><a href=\"https:\/\/www.pacificprime.sg\/contact-us\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">contact the team<\/span><\/a><span style=\"font-weight: 400;\"> at Pacific Prime Singapore today!<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-781\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2019\/06\/PPSG_Gen_02.jpg\" alt=\"Get an Insurance quote banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>They start off as temporary but by the time we\u2019re adults our teeth will be the only ones we get. We depend on them for a lot; they help us eat, speak, and make our smiles look good. The fact that we can\u2019t grow\u00a0new adult teeth, however, means we should definitely prioritize their care. Dentist &#8230;<\/p>\n","protected":false},"author":23,"featured_media":269,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[3],"tags":[769,768,305,306,304,640,307,308,44,309,310,311,312],"class_list":["post-267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","tag-ban_fam","tag-cta_gen","tag-dental-health","tag-dental-health-insurance","tag-dental-insurance","tag-dental-insurance-singapore","tag-oral-health","tag-oral-health-insurance","tag-pacific-prime-singapore","tag-singapore-dental-health","tag-singapore-dental-health-insurance","tag-singapore-oral-health","tag-singapore-oral-health-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dental insurance in Singapore: The ins and outs with Pacific Prime<\/title>\n<meta name=\"description\" content=\"Dental insurance is becoming more and more important for those of you looking to secure the future of your oral health. 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Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.","sameAs":["https:\/\/www.linkedin.com\/in\/serena-fung-849902126\/"],"url":"https:\/\/www.pacificprime.sg\/blog\/author\/serena\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts\/267"}],"collection":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/comments?post=267"}],"version-history":[{"count":7,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts\/267\/revisions"}],"predecessor-version":[{"id":1041,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts\/267\/revisions\/1041"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/media\/269"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/media?parent=267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/categories?post=267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/tags?post=267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}