{"id":1972,"date":"2020-01-16T17:41:19","date_gmt":"2020-01-16T09:41:19","guid":{"rendered":"https:\/\/www.pacificprime.sg\/blog\/?p=1972"},"modified":"2020-01-16T17:41:19","modified_gmt":"2020-01-16T09:41:19","slug":"will-health-insurance-cover-you-overseas","status":"publish","type":"post","link":"https:\/\/www.pacificprime.sg\/blog\/will-health-insurance-cover-you-overseas\/","title":{"rendered":"Will health insurance cover you overseas?"},"content":{"rendered":"

When you\u2019re planning your next getaway, you\u2019re probably not thinking about what will happen if you get injured or sick. However, up to 65 percent<\/a> of travelers experience a health problem while traveling. Depending on where you\u2019re traveling to, your local health insurance may not suffice. In this Pacific Prime Singapore article<\/a>, we\u2019ll answer one of the most frequently asked questions in insurance: will health insurance cover you overseas?<\/p>\n

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\"Individual<\/a><\/p><\/div>\n\n

What you need to know about health insurance cover while traveling<\/h2>\n

Luckily, adding to your own health plan to ensure medical emergencies are covered doesn\u2019t have to cost a fortune. Here are the things you need to consider.<\/p>\n

Check your current health plan<\/h3>\n

Coverage varies between health plans and insurers, so you need to contact your provider or broker to find out what your specific policy covers. For example, Medicare doesn\u2019t provide coverage outside the US, though some Medigap and Medicare Advantage plans offer international emergency care.<\/p>\n

If your insurance provider does offer coverage for medical care outside your home country, the care is usually reimbursed at an out-of-network cost, which means a higher out-of-pocket amount.<\/p>\n

According to the Centers for Disease Control and Prevention (CDC)<\/a>, it\u2019s advisable for you to ask your insurance provider about exclusions for the injuries related to:<\/p>\n