{"id":1634,"date":"2023-02-28T08:55:13","date_gmt":"2023-02-28T00:55:13","guid":{"rendered":"https:\/\/www.pacificprime.sg\/blog\/?p=1634"},"modified":"2025-09-04T18:03:46","modified_gmt":"2025-09-04T10:03:46","slug":"singapores-healthcare-system","status":"publish","type":"post","link":"https:\/\/www.pacificprime.sg\/blog\/singapores-healthcare-system\/","title":{"rendered":"How Does Singapore&#8217;s Healthcare System Work?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Singapore operates<strong> a dual healthcare system<\/strong>, with <strong>heavily subsidized public services<\/strong> for citizens and permanent residents and<strong> premium private services<\/strong> offering shorter wait times and better amenities. Both sectors are known for their high quality, but government subsidies apply only to locals.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For this reason, many expats opt for <\/span><a href=\"https:\/\/www.pacificprime.sg\/expat-health-insurance\/\"><span style=\"font-weight: 400;\">comprehensive health insurance<\/span><\/a><span style=\"font-weight: 400;\"> to access private care and cover the potentially high medical costs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we take a closer look at the country\u2019s healthcare system\u2014public and private\u2014its costs, <\/span><a href=\"https:\/\/www.pacificprime.sg\/resources\/singapore-hospital-list\/\"><span style=\"font-weight: 400;\">well-known hospitals<\/span><\/a><span style=\"font-weight: 400;\">, and how <\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/\"><span style=\"font-weight: 400;\">private health insurance<\/span><\/a><span style=\"font-weight: 400;\"> supports expats in managing medical expenses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-11' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-774\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2022\/09\/Banner-v3.jpg\" alt=\"get a quote\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">An Overview of Singapore\u2019s Healthcare System\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Singapore\u2019s healthcare system is <\/span><b>a mix of public-private services <\/b><span style=\"font-weight: 400;\">overseen by <\/span><a href=\"https:\/\/www.moh.gov.sg\/\"><span style=\"font-weight: 400;\">the Ministry of Health<\/span><\/a><span style=\"font-weight: 400;\">. It combines the government-subsidized public healthcare with a strong private sector presence, and the choice between the two often depends on individual needs and budget.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Healthcare Quality and Outcomes<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Singapore\u2019s healthcare system is internationally recognized for its <\/span><b>high quality and cost-efficiency<\/b><span style=\"font-weight: 400;\">. <\/span><a href=\"https:\/\/www.singstat.gov.sg\/find-data\/search-by-theme\/population\/death-and-life-expectancy\/latest-data\"><span style=\"font-weight: 400;\">According to statistics<\/span><\/a><span style=\"font-weight: 400;\">, Singaporeans enjoy one of the world\u2019s longest life expectancies, with an average of around 83\u201385 years.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In 2023, the <\/span><a href=\"https:\/\/index.prosperity.com\/rankings?pinned=SGP&amp;filter=\"><span style=\"font-weight: 400;\">Legatum Prosperity Index<\/span><\/a><span style=\"font-weight: 400;\"> ranked Singapore first in healthcare, a measure of accessibility to care and the overall health of its citizens. Likewise, <\/span><a href=\"https:\/\/www.bloomberg.com\/graphics\/infographics\/most-efficient-health-care-around-the-world.html\"><span style=\"font-weight: 400;\">Bloomberg<\/span><\/a><span style=\"font-weight: 400;\"> has also named Singapore the world\u2019s most efficient healthcare system.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Singapore\u2019s Public Health Insurance System<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Singapore provides<\/span><b> universal health coverage<\/b><span style=\"font-weight: 400;\"> for its citizens and permanent residents through a unique approach involving compulsory savings, national health insurance, government subsidies, and cost-sharing mechanisms, known as <\/span><a href=\"https:\/\/www.moh.gov.sg\/managing-expenses\/keeping-healthcare-affordable\/managing-medical-bills\"><span style=\"font-weight: 400;\">the Medisave, MediShield, and Medifund.<\/span><\/a><\/p>\n<ul>\n<li><a href=\"https:\/\/www.pacificprime.sg\/blog\/what-medisave-is-and-how-it-works\/\"><b>Medisave<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> This is a mandatory savings plan that consumes between<\/span> <a href=\"https:\/\/www.healthhub.sg\/a-z\/costs-and-financing\/12\/medisave#:~:text=Under%20MediSave%20in%20Singapore%2C%20every,and%20his%20immediate%20family%20members.\"><span style=\"font-weight: 400;\">8<\/span><span style=\"font-weight: 400;\">-10.5 % <\/span><\/a><span style=\"font-weight: 400;\">(depending on age group) of an employee&#8217;s monthly salary and is used to pay for routine medical expenses and those of their immediate family members.<\/span><\/li>\n<li><a href=\"https:\/\/www.pacificprime.sg\/blog\/medishield-life-singapores-universal-healthcare-program\/\"><b>Medishield<\/b><\/a><span style=\"font-weight: 400;\">: This is a national health insurance scheme that all permanent residents and citizens can use to pay for large medical bills, as well as costly surgery and outpatient treatments after Medisave funds are depleted.\u00a0<\/span><\/li>\n<li><a href=\"https:\/\/www.pacificprime.sg\/blog\/singapore-healthcare-system-medifund\/\"><b>Medifund:<\/b><\/a> <span style=\"font-weight: 400;\">This acts as a government safety net for eligible Singaporeans who need financial assistance to access medical care, even after tapping other funds.\u00a0<\/span><\/li>\n<\/ul>\n<p>Essentially, MediShield and MediSave are at the heart of Singapore\u2019s health insurance system. Citizens and permanent residents use their MediSave accounts to pay for everyday medical bills. When costs go beyond the deductible, MediShield steps in to cover bigger, more serious expenses.<\/p>\n<h3><span style=\"font-weight: 400;\">Singapore\u2019s Private Healthcare System<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Private healthcare facilities in Singapore operate as independent companies and provide a wide range of services, including emergency care, specialist consultations, surgeries, and outpatient treatments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Compared to public hospitals, private hospitals generally offer <\/span><b>shorter waiting times, greater privacy, and enhanced amenities<\/b><span style=\"font-weight: 400;\">\u2014making them a popular choice among higher-income locals and expats.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While Singaporean citizens and permanent residents can partially offset private healthcare costs using government savings schemes such as MediSave and subsidies, expats must cover the full cost themselves unless they are protected by private or international health insurance.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Cost of Healthcare in Singapore\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Healthcare costs in Singapore vary significantly between the public and private sectors, with public hospitals offering significant government subsidies for citizens and permanent residents (PRs), while private hospitals are considerably pricier.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, to ensure that the price remains reasonable, the Ministry of Health regularly publishes <\/span><a href=\"https:\/\/www.moh.gov.sg\/cost-financing\/fee-benchmarks-and-bill-amount-information\"><span style=\"font-weight: 400;\">treatment fee benchmarks<\/span><\/a><span style=\"font-weight: 400;\"> for both public and private facilities, giving patients a clear estimate of expected costs for care.\u00a0<\/span><\/p>\n<p><b>Here are some of the estimated costs of common medical services in Singapore:<\/b><\/p>\n<h3><span style=\"font-weight: 400;\">Costs of Doctor Consultations in Singapore<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The cost of doctor consultations in Singapore varies widely depending on the types of facilities you visit. Private hospitals are generally more expensive than public hospitals but offer shorter wait times and more convenience.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Consultation Type<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Public Hospital<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private Clinic<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">General Practitioner<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 36 \u2013 SGD 84\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD $28 \u2013 USD $65)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 50 \u2013 SGD 200\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD $39 \u2013 USD $154)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Specialist Consultation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 90 \u2013 SGD 225<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0(USD $69 \u2013 USD $173)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 150 \u2013 SGD 400\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD $116 \u2013 USD $308)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><\/h3>\n<h3><span style=\"font-weight: 400;\">Costs of Diagnostic Tests in Singapore<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Similarly, diagnostic test costs in Singapore are highly variable depending on your chosen type of facility and the complexity of the tests.\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Diagnostic Test<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Public Hospital<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private Clinic<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Blood Test<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 20 \u2013 SGD 80 (USD $15 \u2013 USD $62)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 50 \u2013 SGD 200 (USD $39 \u2013 USD $154)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">MRI Scan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 500 \u2013 SGD 1,500 (USD $385 \u2013 USD $1,155)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 1,500 \u2013 SGD 3,000 (USD $1,155 \u2013 USD $2,310)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">X-ray<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 50 \u2013 SGD 150 (USD $39 \u2013 USD $116)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 100 \u2013 SGD 300 (USD $77 \u2013 USD $231)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CT Scan<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 400 \u2013 SGD 1,200 (USD $308 \u2013 USD $924)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 1,200 \u2013 SGD 2,500 (USD $924 \u2013 USD $1,925)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><\/h3>\n<h3><span style=\"font-weight: 400;\">Surgical Procedures Costs in Singapore<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When it comes to surgery in Singapore, costs can vary significantly based on the setting and type of procedure. Routine operations cost a few thousand dollars, while complex surgeries such as knee replacements often exceed SGD 35,000.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Procedure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Public Hospital<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Private Hospital<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Appendectomy<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 3,000 \u2013 SGD 6,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0(USD $2,310 \u2013 USD $4,620)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 8,000 \u2013 SGD 15,000\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD $6,160 \u2013 USD $11,550)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Knee Replacement<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 10,000 \u2013 SGD 20,000 (USD $7,700 \u2013 USD $15,400)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 25,000 \u2013 SGD 40,000 (USD $19,250 \u2013 USD $30,800)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cataract Surgery<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 4,000 \u2013 SGD 8,000<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(USD $3,080 \u2013 USD $6,160)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">SGD 10,000 \u2013 SGD 18,000 (USD $7,700 \u2013 USD $13,860)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">What\u2019s more, these benchmarks provide private health insurers with a reference point for determining what fees are considered Reasonable and Customary (R&amp;C). If a healthcare facility charges significantly above the R&amp;C level, patients may be responsible for paying the difference out of pocket.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The benchmarks also give private health insurance companies a reference point when deciding what fees are considered Reasonable and Customary (R&amp;C). Hence, if a healthcare facility charges well above the R&amp;C fees, you may have to pay for the difference out of your own pocket.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Hospitals in Singapore\u00a0<\/span><\/h2>\n<p><a href=\"https:\/\/www.pacificprime.sg\/resources\/singapore-hospital-list\/\"><span style=\"font-weight: 400;\">Hospitals in Singapore<\/span><\/a><span style=\"font-weight: 400;\">\u2014both public and private\u2014offer a high-quality patient experience. This is because public hospitals in Singapore are more autonomous than government-run institutions in other countries, which in turn creates competition in the public market.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This also influences private hospitals and clinics to deliver exceptional healthcare, as they need to compete with already high-quality and cheaper public hospitals. The following section dives into details about <\/span><a href=\"https:\/\/www.pacificprime.sg\/blog\/public-and-private-hospitals-differences\/\"><span style=\"font-weight: 400;\">public and private hospitals<\/span><\/a><span style=\"font-weight: 400;\"> in Singapore.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Public Hospitals in Singapore\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Public hospitals in Singapore are run similarly to private centers in other countries, thanks to <\/span><a href=\"https:\/\/journals.sagepub.com\/doi\/abs\/10.1177\/0275074007301041\"><span style=\"font-weight: 400;\">reforms in the 1980s<\/span><\/a><span style=\"font-weight: 400;\"> that gave public hospital management a greater degree of independence from governmental control.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As of 2025, Singapore has eleven public hospitals: seven general hospitals, one women\u2019s and children\u2019s hospital, two community hospitals, and one psychiatric hospital. Together, they provide services, including inpatient, outpatient, emergency treatment, specialist visits, and surgical procedures.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unlike public hospitals in other countries, public patients in Singapore typically have access to comfortable environments, appointments with regular doctors, relatively shorter wait times, and options to choose from nine-, six-, five-, and four-bed wards or opt for a private room.<\/span><\/p>\n<p><b>List of public hospitals in Singapore<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.ah.com.sg\/\"><span style=\"font-weight: 400;\">Alexandra Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.cgh.com.sg\/\"><span style=\"font-weight: 400;\">Changi General Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.ktph.com.sg\/\"><span style=\"font-weight: 400;\">Khoo Teck Puat Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.yishuncommunityhospital.com.sg\/\"><span style=\"font-weight: 400;\">Yishun Community Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.kkh.com.sg\/\"><span style=\"font-weight: 400;\">KK Women\u2019s and Children\u2019s Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.nuh.com.sg\/\"><span style=\"font-weight: 400;\">National University Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.ntfgh.com.sg\/\"><span style=\"font-weight: 400;\">Ng Teng Fong General Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.jch.com.sg\/\"><span style=\"font-weight: 400;\">Jurong Community Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.sgh.com.sg\/\"><span style=\"font-weight: 400;\">Singapore General Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.ttsh.com.sg\/Pages\/default.aspx\"><span style=\"font-weight: 400;\">Tan Tock Seng Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.imh.com.sg\/Pages\/default.aspx\"><span style=\"font-weight: 400;\">Institute of Mental Health<\/span><\/a><\/li>\n<\/ol>\n<h3><span style=\"font-weight: 400;\">Private Hospitals in Singapore<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Singapore is home to 9 private hospitals and numerous private clinics, most of which are operated by three major hospital groups: <\/span><a href=\"https:\/\/www.ihhhealthcare.com\/our-brands\/parkway\"><span style=\"font-weight: 400;\">Parkway Holdings<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/pachealthholdings.com\/\"><span style=\"font-weight: 400;\">Pacific Healthcare Holdings<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/www.rafflesmedicalgroup.com\/\"><span style=\"font-weight: 400;\">Raffles Medical Group<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Private hospitals are generally smaller than their public counterparts, offering more private rooms and a higher level of comfort. Care is often described as not only adequate but also luxurious\u2014for those willing to pay a premium.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, at <\/span><a href=\"https:\/\/www.gleneagles.com.sg\/facilities-services\/general-facilities\/rooms\"><span style=\"font-weight: 400;\">Gleneagles Singapore<\/span><\/a><span style=\"font-weight: 400;\">, single room rates start at SGD 850 (USD $660), and their most luxurious, 5-star-like suite can cost SGD 8,565 (USD $6,645) per day.\u00a0<\/span><\/p>\n<p><b>List of private hospitals in Singapore<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/crawfurdhospital.com\/\"><span style=\"font-weight: 400;\">Crawfurd Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.farrerpark.com\/\"><span style=\"font-weight: 400;\">Farrer Park Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.gleneagles.com.sg\/\"><span style=\"font-weight: 400;\">Gleneagles Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/mtalvernia.sg\/\"><span style=\"font-weight: 400;\">Mount Alvernia Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mountelizabeth.com.sg\/\"><span style=\"font-weight: 400;\">Mount Elizabeth Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.mountelizabeth.com.sg\/why-choose-us\/mount-elizabeth-novena-hospital\"><span style=\"font-weight: 400;\">Mount Elizabeth Novena Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.parkwayeast.com.sg\/\"><span style=\"font-weight: 400;\">Parkway East Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.rafflesmedicalgroup.com\/services\/hospital\/\"><span style=\"font-weight: 400;\">Raffles Hospital<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.thomsonmedical.com\/\"><span style=\"font-weight: 400;\">Thomson Medical Centre<\/span><\/a><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Many expats opt for private hospitals because, for non-permanent residents, the costs are often comparable to public hospitals. Private facilities also offer shorter wait times for popular procedures and more personalized customer service.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-9' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.com\/pp-quiz\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=single\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-774\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2020\/06\/Quiz-Blog-Banner.jpg\" alt=\"Pacific Prime Quiz\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Private Health Insurance in Singapore<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Majority of expats are taking out private health insurance to offset medical costs in case they ever require more serious and expensive care.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Below you can find typical types of insurance coverage from an<\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/individual-health-insurance\/\"> <span style=\"font-weight: 400;\">individual health insurance policy in Singapore<\/span><\/a><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inpatient coverage: <\/b><span style=\"font-weight: 400;\">Generally, inpatient coverage is included as the basic benefit for almost all insurance plans and typically covers room and board, doctor and nurse service, surgical expenses, diagnostic tests, ICU, and more.\u00a0\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Outpatient coverage: <\/b><span style=\"font-weight: 400;\">This benefit provides coverage for medical treatment or doctor visits that do not require an overnight stay or hospitalization.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.sg\/plans\/maternity-insurance-singapore\/\"><b>Maternity coverage<\/b><\/a><b>:<\/b><span style=\"font-weight: 400;\"> This type of insurance is available as an add-on benefit and is suitable for those planning to start a family, as an average 10-24 month waiting period will apply. The benefit covers prenatal and delivery costs, and in some cases, postnatal emergency care.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.sg\/plans\/pre-existing-condition-health-insurance\/\"><b>Pre-existing conditions coverage<\/b><\/a><b>: <\/b><span style=\"font-weight: 400;\">A pre-existing condition is generally defined as a health issue that is present prior to enrolling in a new health plan. Typically, insurers do not cover those conditions, but some companies do with a potentially additional premium.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.sg\/plans\/family-health-insurance\/\"><b>Family insurance plan:<\/b><\/a> <span style=\"font-weight: 400;\">Treated as a small<\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/group-health-insurance\/\"> <span style=\"font-weight: 400;\">group health plan<\/span><\/a><span style=\"font-weight: 400;\">, family insurance can cover all of your loved ones while ensuring lower premiums.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.sg\/plans\/dental-insurance\/\"><b>Dental insurance<\/b><\/a><b> and vision coverage:<\/b><span style=\"font-weight: 400;\"> These are common add-ons for those looking to cover their dental and optical expenses.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">International Health Insurance in Singapore<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Many expats in Singapore opt for international health insurance to cover high medical expenses while living in the country and beyond. These plans are designed for globally mobile individuals and typically offer:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Access to private care<\/b><span style=\"font-weight: 400;\">: Expats often rely on private hospitals in Singapore, where costs are higher but waiting times are shorter. International health insurance helps cover these expenses, ensuring peace of mind.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Worldwide coverage<\/b><span style=\"font-weight: 400;\">: Unlike local policies, international plans cover you not only in Singapore but also when traveling or relocating elsewhere\u2014a vital feature for expats with global lifestyles.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Customizable Benefits<\/b><span style=\"font-weight: 400;\">: Many plans let you add maternity care, dental, or outpatient benefits, tailoring coverage to your needs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Portability<\/b><span style=\"font-weight: 400;\">: If you move to another country, your international health plan moves with you, eliminating the hassle of reapplying for local coverage.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Secure Your Coverage in Singapore with Pacific Prime\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Despite its importance, navigating healthcare as an expat can often feel confusing and overwhelming when you want to focus on enjoying your new life in Singapore.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s where Pacific Prime comes in. With 25+ years of experience as a trusted insurance broker, we combine our local insights with global insurance expertise to help you find the<\/span><a href=\"https:\/\/www.pacificprime.sg\/plans\/\"> <span style=\"font-weight: 400;\">right insurance plan for your needs and budget<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our team simplifies the process, explores available plans, provides impartial advice, and answers any questions you may have about Singapore\u2019s healthcare system.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.sg\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a><span style=\"font-weight: 400;\"> today for a <\/span><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/\"><span style=\"font-weight: 400;\">free quote comparison<\/span><\/a><span style=\"font-weight: 400;\"> and our expert, unbiased advice.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-781\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2019\/06\/PPSG_Gen_02.jpg\" alt=\"Get an Insurance quote banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Singapore operates a dual healthcare system, with heavily subsidized public services for citizens and permanent residents and premium private services offering shorter wait times and better amenities. Both sectors are known for their high quality, but government subsidies apply only to locals.\u00a0 For this reason, many expats opt for comprehensive health insurance to access private &#8230;<\/p>\n","protected":false},"author":18,"featured_media":3480,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[5],"tags":[767,768,454,217,2389,2640,30,45],"class_list":["post-1634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","tag-ban_sin","tag-cta_gen","tag-expat-health-insurance","tag-family-health-insurance","tag-health-insurance-plan","tag-health-insurance-plan-comparison","tag-singapore-health-insurance","tag-singapore-medical-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Does Singapore&#039;s Healthcare System Work?<\/title>\n<meta name=\"description\" content=\"Curious about how Singapore\u2019s healthcare system works? 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