{"id":1217,"date":"2018-08-20T15:51:35","date_gmt":"2018-08-20T07:51:35","guid":{"rendered":"https:\/\/www.pacificprime.sg\/blog\/?p=1217"},"modified":"2023-08-04T17:10:10","modified_gmt":"2023-08-04T09:10:10","slug":"medical-fraud-in-singapore-premiums-increase","status":"publish","type":"post","link":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/","title":{"rendered":"Medical fraud in Singapore is one of the reasons why your premiums increase"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Medical fraud in Singapore is an ongoing issue. In December 2016, the Singapore Medical Council announced a new rule for medical care providers that stated they would no longer be able to share a percentage of the fees paid to third party agents in exchange for patient referrals. Despite this,<\/span> <a href=\"https:\/\/www.todayonline.com\/singapore\/moh-probe-alleged-insurance-fraud-involving-physios-doctors-and-others#.WxZ7gTLvr8E.email\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a number of complaints<\/span><\/a><span style=\"font-weight: 400;\"> concerning alleged inflated insurance claims among doctors, physiotherapist, and medical concierge companies have been received by the Ministry of Health (MOH) recently.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-5' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote?campSource=PPSG-Blog&utm_source=blog&utm_medium=content_banner&utm_campaign=banner&utm_content=general\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-778\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2024\/07\/Blog-Banner_Singapore_1.jpg\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Medical fraud in Singapore 2018<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The issue of medical fraud in Singapore has become a focus again after dodgy practices related to patient referral schemes and fee-sharing resurfaced for the first time since the introduction of the 2016 rules. This time, the MOH is investigating claims that industry professionals are inflating the costs of health services provided to patients in order to increase the money paid out under insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unnecessary referrals and false claims are the key complaints\u00a0and the main factors for medical fraud in Singapore. Doctors and physios, as well as insurance agents and other third-party administrators (such as<\/span>\u00a0<a href=\"https:\/\/www.pacificprime.sg\/blog\/2016\/12\/16\/medical-concierge-vs-insurance-broker\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">medical concierge companies<\/span><\/a><span style=\"font-weight: 400;\">), are now under the microscope as investigators consider whether referral schemes fees and services rendered are being misrepresented in insurance claims being made by patients.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, some medical doctors are alleged to be being paid commission fees of 20-30% of a physiotherapy bill if they refer their patients to certain private physiotherapy clinics. These clinics then upsell the physiotherapy packages to the patients, which are paid for by their insurance. Packages of 10 treatments are alleged to be being sold to people who may only need half that amount to successfully recover.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Concierge firms are similarly believed to be receiving kickbacks for signing clients to their service and directing them to specific healthcare providers. Those providers then sign off on a range of services rendered, some of which may not have been given, and the concierge companies arrange all of the patient\u2019s insurance details so that the false claims aren\u2019t noticed.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How medical frauds in Singapore issue affect my premiums?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Rising insurance premiums are always a concern for consumers and patients around the world and in Singapore, and the costs of insurance can be exacerbated by acts of fraud within the system.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unnecessary referrals and procedures, misdiagnosing patients to justify additional costs and false claims for services end up costing insurance companies millions, and possibly billions, which put pressure on their businesses to make up the shortfall from their customers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While individual insurance policies take into account your personal information (such as age, weight, and health conditions), overall shifts in profitability for insurance companies also plays a part in how much you pay when you buy a new policy or renew an\u00a0old one.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to profitability impacts, the costs of combating fraud are also factored into the operating costs of insurance and, eventually, your annual premium costs. From IT systems, investigative staff, and increased regulation by government offices to help curb fraud, the costs of finding and deterring fraudulent practices are a constant challenge for the industry.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How big is the problem of medical insurance fraud?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The 2018 edition of our <a href=\"https:\/\/www.pacificprime.com\/cohi-2018\/\" target=\"_blank\" rel=\"noopener\"><em>Cost of Health Insurance<\/em><\/a> report shows that the challenge of medical fraud globally is one of the four main reasons behind premium increases. This trend has not changed since the first report we issued in 2015<\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to the Reinsurance Group of America (RGA), around 3.58% of all global insurance claims are identified as fraudulent. Asia, in particular, is the region with the highest percentage of deceitful claims at approximately 4%. Of all of the fraudulent insurance claims submitted, the RGA reports that 24% can be attributed to health benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MOH has already taken action against medical fraud in Singapore, by working with insurance companies on<\/span> <a href=\"https:\/\/www.pacificprime.sg\/blog\/2017\/12\/15\/moh-insurance-companies-benchmarks\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">medical fees benchmarking<\/span><\/a><span style=\"font-weight: 400;\">. This move is set not only to aid doctors and patients be clearer about medical costs but also helps insurance companies to identify reasonable reimbursement rates for treatments. In the long term, this may even lead to a decrease of premiums, since insurers will be able to \u201cpredict\u201d the amount they need to pay for claims.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Can I trust an insurance broker in Singapore?<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Brokers don\u2019t benefit financially from your medical visits<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Most, if not all, insurance brokers work under a commission arrangement with the providers themselves. Unless they\u2019re offering extra services beyond the sale of an insurance plan, you can trust that your broker is likely not receiving kickbacks from the medical services you use.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Their priority is on their clients, not providers<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">When you renew your policy, brokers get compensated for that too. It\u2019s in a broker\u2019s best interest to keep their clients happy with the plan, benefits, and insurer they provided. If you\u2019re not receiving quality and honest services, you have plenty of other brokerage options available in the market.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Self-governing insurance associations<\/span><\/h3>\n<p>One way to ascertain whether or not a broker is legitimate is to check with local Singaporean industry bodies that work to ensure those in the market are reputable and trustworthy. This includes groups such as the <a href=\"http:\/\/www.mas.gov.sg\/\" target=\"_blank\" rel=\"noopener\">Monetary Authority of Singapore (MAS)<\/a>, and the <a href=\"http:\/\/www.gia.org.sg\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">General Insurance Association of Singapore<\/span><\/a><span style=\"font-weight: 400;\">, which is part of MAS, among other groups and associations.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Independent vs captured agents\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Something to be aware of when engaging an insurance broker is to find out whether or not they\u2019re an independent broker, or whether they\u2019re contracted to sell the plans of one or a few particular insurance providers. Independent brokers can work with any provider in the market, which gives them an added layer of autonomy when it comes to sourcing plans and servicing their clients. Captured agents may put a greater priority on keeping their contracted insurers happy. \u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why choose Pacific Prime Singapore?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">With so many options in Singapore, it can be difficult to know which one is right for you. Going directly to the insurer is often actually not cheaper than using an agent, and with some agents, you\u2019ll get so much more than just an insurance policy sold to you. Pacific Prime Singapore, in fact, offers a business model that is based on using our great relationship with insurers as an independent broker to always be of advantage to the clients we serve.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our in-depth knowledge of the types of plans available in the market, and our experience in meeting the needs of a diverse range of clients, making us the number one choice for international private medical insurance products for both expat and high net-worth locals living in Singapore.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We&#8217;ve been in the market for almost 20 years, and our experienced insurance consultants will give you independent and unbiased advice about plans and service providers in Singapore.<\/span> <a href=\"https:\/\/www.pacificprime.sg\/contac-us\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Contact our team today<\/span><\/a><span style=\"font-weight: 400;\">, and let us simplify insurance for you.<\/span><\/p>\n<style type=\"text\/css\"><!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><\/style>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:573,&quot;3&quot;:[null,0],&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:[null,2,0]},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;12&quot;:0}\"><div class='code-block code-block-6' style='margin: 8px 0; clear: both;'>\n<p><a href=\"https:\/\/www.pacificprime.sg\/compare-quotes\/step-one\/?campSource=PPSG-Blog&utm_source=blog&utm_medium=cta_banner&utm_campaign=banner&utm_content=quote\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-781\" src=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2019\/06\/PPSG_Gen_02.jpg\" alt=\"Get an Insurance quote banner\" width=\"1138\" height=\"493\" \/><\/a><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medical fraud in Singapore is an ongoing issue. In December 2016, the Singapore Medical Council announced a new rule for medical care providers that stated they would no longer be able to share a percentage of the fees paid to third party agents in exchange for patient referrals. Despite this, a number of complaints concerning &#8230;<\/p>\n","protected":false},"author":18,"featured_media":1218,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[2],"tags":[770,132,557,768,254,965,967,966,964,117],"class_list":["post-1217","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-ban_gen","tag-cost-of-health-insurance","tag-cost-of-health-insurance-in-asia","tag-cta_gen","tag-medical-concierge","tag-medical-concierge-singapore","tag-medical-fraud-in-singapore-2018","tag-medical-frauds-and-premiums","tag-medical-insurance-fraud","tag-singapore-insurance-broker"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Medical fraud in Singapore is one of the reasons why your premiums increase<\/title>\n<meta name=\"description\" content=\"Medical fraud in Singapore: How does it affect your insurance premiums, how do you know if you&#039;re affected and how to avoid it?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Medical fraud in Singapore is one of the reasons why your premiums increase\" \/>\n<meta property=\"og:description\" content=\"Medical fraud in Singapore: How does it affect your insurance premiums, how do you know if you&#039;re affected and how to avoid it?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime Singapore&#039;s Blog\" \/>\n<meta property=\"article:published_time\" content=\"2018-08-20T07:51:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-04T09:10:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2018\/08\/PPSG_Singapore-Medical-Fraud.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1138\" \/>\n\t<meta property=\"og:image:height\" content=\"493\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jantra Jacobs\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jantra Jacobs\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Medical fraud in Singapore is one of the reasons why your premiums increase","description":"Medical fraud in Singapore: How does it affect your insurance premiums, how do you know if you're affected and how to avoid it?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/","og_locale":"en_US","og_type":"article","og_title":"Medical fraud in Singapore is one of the reasons why your premiums increase","og_description":"Medical fraud in Singapore: How does it affect your insurance premiums, how do you know if you're affected and how to avoid it?","og_url":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/","og_site_name":"Pacific Prime Singapore&#039;s Blog","article_published_time":"2018-08-20T07:51:35+00:00","article_modified_time":"2023-08-04T09:10:10+00:00","og_image":[{"width":1138,"height":493,"url":"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2018\/08\/PPSG_Singapore-Medical-Fraud.jpg","type":"image\/jpeg"}],"author":"Jantra Jacobs","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jantra Jacobs","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/","url":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/","name":"Medical fraud in Singapore is one of the reasons why your premiums increase","isPartOf":{"@id":"https:\/\/www.pacificprime.sg\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/#primaryimage"},"image":{"@id":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2018\/08\/PPSG_Singapore-Medical-Fraud.jpg","datePublished":"2018-08-20T07:51:35+00:00","dateModified":"2023-08-04T09:10:10+00:00","author":{"@id":"https:\/\/www.pacificprime.sg\/blog\/#\/schema\/person\/022b2078a0ed299e56773b9600f4789f"},"description":"Medical fraud in Singapore: How does it affect your insurance premiums, how do you know if you're affected and how to avoid it?","breadcrumb":{"@id":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/#primaryimage","url":"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2018\/08\/PPSG_Singapore-Medical-Fraud.jpg","contentUrl":"https:\/\/www.pacificprime.sg\/blog\/wp-content\/uploads\/2018\/08\/PPSG_Singapore-Medical-Fraud.jpg","width":1138,"height":493,"caption":"Image for PPSG_Singapore Medical Frauds"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pacificprime.sg\/blog\/medical-fraud-in-singapore-premiums-increase\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pacificprime.sg\/blog\/"},{"@type":"ListItem","position":2,"name":"Medical fraud in Singapore is one of the reasons why your premiums increase"}]},{"@type":"WebSite","@id":"https:\/\/www.pacificprime.sg\/blog\/#website","url":"https:\/\/www.pacificprime.sg\/blog\/","name":"Pacific Prime Singapore&#039;s Blog","description":"Informative articles covering insurance in Singapore and beyond","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.sg\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.pacificprime.sg\/blog\/#\/schema\/person\/022b2078a0ed299e56773b9600f4789f","name":"Jantra Jacobs","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.sg\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1edc551dba7ac552bdf351514b15de60?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1edc551dba7ac552bdf351514b15de60?s=96&d=mm&r=g","caption":"Jantra Jacobs"},"description":"Jantra Jacobs is a Senior Copywriter Pacific Prime with over 10 years of writing and editing experience. She writes and edits a diverse variety of online and offline copy, including sales and marketing materials ranging from articles and advertising copy to reports, guides, RFPs, and more. Jantra curates and reports on the results of Pacific Prime\u2019s monthly newsletters, as well as manages Pacific Prime\u2019s Deputy Global CEO\u2019s LinkedIn posts. Complemented by her background in business writing, Jantra\u2019s passion for health, insurance, and employee benefits helps her create engaging content - no matter how complex the subject is. Growing up as a third-culture kid has given her a multicultural perspective that helps her relate to expats and their families while 8 years of working remotely have given her unique insight into hybrid work arrangements and enthusiasm for employee benefits.","sameAs":["https:\/\/www.linkedin.com\/in\/jantrajacobs\/"],"url":"https:\/\/www.pacificprime.sg\/blog\/author\/jantra\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts\/1217"}],"collection":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/comments?post=1217"}],"version-history":[{"count":9,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts\/1217\/revisions"}],"predecessor-version":[{"id":3822,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/posts\/1217\/revisions\/3822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/media\/1218"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/media?parent=1217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/categories?post=1217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.sg\/blog\/wp-json\/wp\/v2\/tags?post=1217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}