Brand new Singapore maternity insurance guide released
Pacific Prime Singapore is happy to announce the release of our brand new Maternity Insurance Guide – 2017. Featuring a summary of all the key information our team of experts (and moms!) have gathered over the past 10 years in Singapore, the new guide is a valuable resource for all future parents-to-be looking to learn more about the cost of giving birth in Singapore and the maternity insurance options available. Click here to download your FREE copy of the highly-anticipated maternity insurance guide today.
About our new maternity insurance guide
Starting a family can be a very rewarding yet stressful experience. There are undoubtedly many things that you will need to plan for and do your research on. To help make things easier for you, the new maternity insurance guide covers everything you need to know about:
- The best hospitals for maternity;
- The cost of giving birth in Singapore;
- Important maternity insurance terms;
- The ins and outs of maternity insurance;
- Zika and maternity insurance implications;
- And more.
The high cost of maternity in Singapore
One of the most frequently asked questions when it comes to dealing with pregnancy in Singapore is, of course, “how much does it cost?” There are a number of expenses to consider, including delivery, pre-natal, and post-natal costs.
Delivery costs
As can be expected, costs at private facilities are often much higher than their public counterparts. However, most expatriates do not have access to the subsidies offered in public hospitals, which are only granted to Singaporean nationals and permanent residents. As of January 2017, private hospital costs ranged from SGD 6,012 to SGD 12,061 for standard delivery and SGD 8,775 to SGD 18,114 for C-section delivery. Please note here that these costs do not take into account additional expenses like anesthetists and doctor’s fees, which would be added on top of the delivery cost.
Pre-natal expenses
As each pregnancy and mom-to-be is different, there is no set amount of required consultations or scans during pregnancy. It is therefore difficult to provide an accurate figure for pre-natal expenses. Our employees and clients would usually indicate overall costs ranging from SGD 4,000 to about SGD 8,000 as an estimate for a pregnancy without any complications.
Post-natal expenses
Typically speaking, post-natal expenses are often very limited if labour and delivery went well. However, complications such as heavy bleeding or complications associated with the newborn (e.g. premature birth) could arise, which would add significantly to your post-natal expenses. For instance, NICU costs can reach exponential amounts above SGD 150,000.
The ins and outs of maternity insurance in Singapore
As with many insurance products out there, it can be tricky navigating through all the plans available. In our new maternity insurance guide, we go through everything that you should know about maternity insurance, including what you should be aware of before buying, the coverage options to look out for, and more. In particular, the new guide provides in-depth information on:
- Maternity waiting periods and why it’s of paramount importance that coverage must be secured well ahead of conception.
- The most important insurance terms and coverage items.
- Coverage options to look out for, including underwriting of the newborn, coverage for vaccinations, and more.
- How health insurance policies cover Zika, a mosquito-borne virus that pregnant mothers can pass to their fetuses, which could potentially result in developmental conditions that require lifelong medical care.
Download the new maternity insurance guide today
To get the answers to all your maternity-related questions, be sure to download our maternity insurance guide today. We’ve also launched our new Singapore Health Insurance Guides section, which includes a number of other valuable resources designed to simplify health insurance for our clients.
Got more questions? Contact our helpful advisors today, who are on hand to answer all your questions, offer impartial advice, and give you a free quote.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
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